Auto insurance covers damage to your vehicle, damages/injuries you cause if you hit someone else, and much more. Check out the different types of coverage we offer below and get a customized auto insurance quote:
Bodily injury liability: Pays medical bills and lost income (up to your limits) if you hit someone and they're injured. This covers anyone in the accident, plus legal fees if you're taken to court as a result of the incident.
Property damage liability: Pays for damages (up to your limits) to someone else's vehicle and/or property.
Comprehensive coverage protects your vehicle against fire, theft, vandalism, hitting an animal, glass breakage, or weather/acts of nature. A deductible (the amount of money you'll pay out of pocket before your insurer pays the rest) usually applies, but you'll be able to choose the amount.
Collision coverage pays to repair or replace your damaged vehicle if you collide with another object, including vehicles, curbs, trees, etc. Collision covers you regardless of fault and also includes a deductible.
Uninsured/underinsured bodily injury covers you and your passengers (up to your limits) if you're injured in an accident and the at-fault driver has no insurance or not enough insurance.
Medical coverage: If you're in an accident, medical payments will pay for medical and funeral expenses (up to your limits). Medical payments can also cover your family members or passengers, regardless of fault. You may need this coverage if you finance or lease your car. Also known as gap insurance, loan lease payoff covers the difference between what you owe on your vehicle and what it's actually worth (up to 25% of the actual cash value).
Rental Car coverage If your car is in a "covered accident," we'll pay for you to have a rental (up to your limits, typically up to $30-$50 per day) while your vehicle is in at the body shop. A covered accident is something we pay for and does not include routine maintenance.
Gap Insurance You may need this coverage if you finance or lease your car. Also known as gap insurance, loan lease payoff covers the difference between what you owe on your vehicle and what it's actually worth (up to 25% of the actual cash value).
Homeowner’s insurance helps offer financial protection to your home and its contents when they are damaged. It also helps provide liability protection in the event that someone is injured on your property. For example, homeowner’s insurance will help pay for the damages in the event that:
- Your home is lost in a fire
- A guest slips and injures him or herself on a loose brick in your walkway
- Vandals throw rocks through your windows
However, not all homeowner insurance policies are the same. With our flexible options, savings and expert service, you’ll know that your home is getting the best protection possible. Get a homeowner’s insurance quote today and start saving your money and securing your home.
Boat insurance protects you from unexpected, costly damage to your boat. There’s no law requiring you to have boat insurance, but it’s worth thinking about, since boats are usually major investments. We are providing information to help you make an informed decision when you shop for boat insurance.
Umbrella policies aren't just for the wealthy—they're for anyone who has assets that might be at risk if they are sued. If you don't have enough liability coverage to resolve a claim or lawsuit, the person bringing the action might go after your other assets. A personal umbrella policy can cover damage claims that exceed home, auto, and any other insurance policies you may have
Business insurance helps protect businesses from financial losses caused by risks to their property and income. Covered risks can include things like theft, damage, and lawsuits. Insurance for businesses, also known as commercial insurance, can even cover injured workers’ lost wages and provide access to programs to help them get back to work. Commercial insurance policies also help protect businesses from financial losses resulting from liability claims.
With a life insurance policy, you can help provide your loved ones with some peace of mind after you pass away. Though your beneficiaries can use a life insurance death benefit however they wish, some commons uses include:
- Funeral, burial and other final expenses
- Housing payments (mortgage or rent)
- Educational expenses
- Maintaining the current standard of living
We can help you understand life insurance and compare different types of plans. Check out some of our featured articles that focus on topics such as life insurance for the different decades of your life, why you might want to consider life insurance, the different types of life insurance policies and how you can estimate the amount of coverage that might be right for you.
Your motorcycle/ATV reflects who you are as an individual. It’s taken a whole lot of time, money, and energy to turn it into the jaw-dropping machine it is today. That’s where we come in. Our motorcycle/ATV insurance lets you protect your bike and its accessories with a customized policy. When getting a motorcycle/ATV insurance quote, you can choose from a variety of insurance coverages and options to build a policy that fits your needs—and your budget.